Financial institutions under $10 billion in assets (the majority of credit unions) were exempt from the Interchange amendment?  Really exempt. No tricks.


What if the big banks add a bunch of stupid fees and start charging for checking?


What if that’s the tipping point for the inertia that has plagued so many consumers and people decide they are “mad as hell and not going to take it anymore” and really DO move their money to credit unions?


What if — we’re ready?